Terms

Terms of Use

Last updated: 4 September 2026 · Smart Student Tools (smaarttools.com), operated as an independent web project from Maharashtra, India · Contact: appcreator13579@gmail.com

Smart Student Tools is provided "as is", free of charge, for personal study use. We make no warranties about availability, accuracy, or fitness for a particular purpose.

The BMI calculator and any health-related output is informational only and not medical advice. Consult a qualified professional for health decisions.

You agree not to misuse the site, attempt to disrupt service, or use the tools to harm others.

Financial tools (EMI, SIP, loan, mortgage, compound interest and budget calculators) produce estimates for planning only and are not financial advice. Always confirm figures with your lender, institution, or a qualified adviser before acting.

Paid plans are billed in Indian rupees through our payment provider. You can cancel at any time from your profile page; access continues until the end of the paid period and saved files above the free storage allowance may be removed afterwards.

These terms are governed by the laws of India. Questions about these terms can be sent to appcreator13579@gmail.com.